Website’s ph.hioola.com (hereinafter referred to as – Site) owner and administrator is “Hioola”, (hereinafter referred to as – Owner). The Owner reserves the rights to update, modify or otherwise change the information and terms of the Site, both visual and content. The Owner also reserves the rights to restrict free access to the Site at any time.
Visitor – a physical person that visits the Site (ph.hioola.com) on the internet.
Visiting the Site, the Visitor agrees to the usage of Cookies, Privacy and E-mail rules. The Visitor is deemed to have read and accepted these Terms and Conditions.
Stop using the Website if you have a claim to the Terms and unacceptable content, copyright references. Disputes between the Visitor of the Site will be resolved in accordance with the laws and regulations of the Republic of Latvia.
The content of the Site has informational purpose. The Site’s information doesn’t consist and can’t be considered as a specific offer, specific product, service, etc.
The Site provides information on services offered and provided by other legal firms. Specific, detailed, explanatory answers on the Visitor’s asked, interests (for example claims of late payments, claims of not done payments, Code of Conduct and policy on responsible lending, disclosure of fees, including annual interest rates, recovery policy, contact information, etc.), that have occurred while visiting the Site is available on the specific service provider website.
The information contained in the Site and the functions to be performed do not warrant nor assume no responsibility of the Visitor’s potential errors, nor is it responsible of the Site’s information being appropriate for each Visitor.
Information that is displayed is considered to have an informational purpose and the owner isn’t responsible for the Site’s Visitor decisions or actions taken, that are done after the Site’s visit and referring to the amount of information or suggestions posted by the Site.
The information that’s on the Site isn’t separately verified, it is published based on reliable sources of information.
The expenses specified on the Site have informational purpose, unless the site contains any other information. We suggest to check the expenses before making a specific transaction on a specific service provider’s site.
The owner is entitled to place links to other physical and/or legal person owned or supervised websites, based on that the Site can contain these types of hyperlinks, that includes access to the third-party websites as well as the possibility to inform or offer about third party offered products, services, etc. About third party offered website content, that includes, this parties offered products and service offers isn’t the responsibility of the Owner and doesn’t carry out any checks. The Site isn’t responsible of another website’s security safety. You have to acknowledge that the security on these sites can be different than on the Site.
The Site’s owner doesn’t assume any responsibility of the losses (direct, indirect or incidental) that have been caused by using the Site, and assumes no responsibility of the Site’s information being available on the web.
Information entered on the Site’s request forms will not be disclosed to third parties.
You can view The Site’s existing information and print it only for personal, non-commercial needs.
Logos, trademarks and other authors’ works published on the Site are copyrighted material protected by the laws and regulations in force in the Republic of Latvia. These copyrights are the property of the owner or other natural/legal persons.
No one other than “Hioola” has the rights to move or change the information that is on the Site. Publication of any of the Site’s material or any other kind of usage prior to “Hioola” authorization is forbidden. In the case of a violation of rules, the copyrights are broken and depending on the nature of the violation, the offender may be held liable for civil, administrative or criminal liability under the laws of the Republic of Latvia.
It is forbidden to perform any kind of actions that can be targeted against the Site’s system functionality, security and speed.
Rules on the Site do not affect other physical/legal person websites.
Check the Site’s terms regularly as they can be changed without notice. I you have any questions, please send us an e-mail.
You can contact us by writing to the following e-mail address: